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The 5 Questions My Readers Ask Most Often Jan. 18, 2024

Everyday Cheapskate

If you were to dive into my inbox, you might assume you'd find lots of questions on laundry, copycat... Read More

Going Cardless, Misleading Deals and More Reader Questions Nov. 23, 2023

Everyday Cheapskate

Dear Cheapskate: I hardly ever carry cash and rarely use credit. I use only a debit card. But still,... Read More

How Much Debt Is OK? Nov. 02, 2023

Everyday Cheapskate

These days, as my virtual mailbag fills with messages and pleas for help, I'm noticing a decided inc... Read More

How Mastercard Is Endangering Sex Workers Sep. 04, 2023

Rights & Resistance with the ACLU

Back in 2021, Mastercard developed a new policy for adult content websites using its credit card or ... Read More

Get Headed Down a Debt-End Course Jul. 04, 2023

Everyday Cheapskate

Facing your debts can be depressing for several reasons. First, all the stuff that caused the debt i... Read More

This Is What Happens When Financially Immature Students Get a Credit Card Apr. 26, 2023

Everyday Cheapskate

Our kids are fortunate to be growing up in the most progressive and exciting time in history. Sadly,... Read More

My Life as a Frog Mar. 16, 2023

Everyday Cheapskate

I have been told if you attempt to pop a frog into a pot of boiling water, he'll jump out every time... Read More

Beware Debt-settlement Schemes and Scam Artists Mar. 14, 2023

Everyday Cheapskate

The ads are compelling. "If you have at least $10,000 of credit card debt, you are eligible to have ... Read More

More Money May Not Be the Answer Dec. 27, 2022

Everyday Cheapskate

Affluence is not measured by your annual income. Affluence is determined by how many of your resourc... Read More

Tax Refund: Not a Good Thing Dec. 26, 2022

Everyday Cheapskate

A friend of mine is the comptroller of a small corporation. As such, she is required to handle all a... Read More

Saved by My Credit Card Dec. 19, 2022

Everyday Cheapskate

Have I got a story for you, and when I say "you," I refer primarily to my readers who are having a d... Read More

How to Repair Your Credit and Improve Your Credit Score Dec. 13, 2022

Everyday Cheapskate

Your credit score is a three-digit number between 300 and 850, generated by a mathematical algorithm... Read More

Credit Card Tips and Tricks Dec. 08, 2022

Everyday Cheapskate

There's no doubt that credit cards are convenient. They're compact, easy to carry and work just abou... Read More

Slouching Toward Fascism Dec. 01, 2022

Judge Andrew P. Napolitano

Fascism is a governmental system in which the means of economic production and delivery of services ... Read More

13 New Uses for an Old Credit Card Nov. 30, 2022

Everyday Cheapskate

Before you cut up an expired credit card — or toss that silly fake one you got as junk mail &#... Read More

Ask Me Anything: Secured Cards, Nail Polish Stains and More Oct. 11, 2022

Everyday Cheapskate

Every day, it seems, my virtual mailbag fills up with mail from my dear readers. Many messages inclu... Read More

Cyber Shopping and Debit Cards Do Not Mix Oct. 10, 2022

Everyday Cheapskate

Planning to shop online this holiday season? I have one very important piece of advice: Do not use a... Read More

The Pain and Pleasure Principle Sep. 29, 2022

Everyday Cheapskate

I don't care much for pain. In fact, I'll do almost anything to avoid it. I also know that pain can ... Read More

Why You Should Use Cash to Buy Guns Sep. 15, 2022

Judge Andrew P. Napolitano

Under pressure from the governors of New York and California and their enormous state pension funds,... Read More

Zero-Interest Balance Transfer Has Its Reward but Is Riddled with Risk Jul. 20, 2022

Everyday Cheapskate

Paying off credit card debt is an uphill battle. If the majority of your minimum monthly payment is ... Read More