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The CFPB Is Putting Our Banking Arrangements at Risk Feb. 08, 2024
Nobody likes paying fees. A fee, however, is a transparent way to reflect the price of something. An... Read More
Consumer Financial Protection Gone Awry Apr. 13, 2022
The crises of recent years tend to erase from memory those that preceded them. One, as you may reca... Read More
Restaurant Confusion Mar. 25, 2019
Q: Going out to eat is making me feel old. My grandchildren came to visit and took me out for a meal... Read More
Taming the Tyranny of the Agency May. 10, 2018
The tyranny of the administrative state is real and hard to tame. Americans would be horrified if th... Read More
Freeing Predators to Bilk Little People Hurts Everyone May. 10, 2018
The most vivid takeaway from the financial meltdown of 10 years ago was that nearly everyone got hur... Read More
Little Shelter in the Land of the Scam, Home of the Fleeced Nov. 28, 2017
A circle in hell has been set aside for financiers who fleece ordinary folks. This hot place has lon... Read More
Will Washington Ever Learn? Apparently Not Nov. 28, 2017
The messiness of the long-proverbial "mess in Washington" stands out this post-holiday week like a p... Read More
CFPB's Arbitration Rule No Favor for Consumers Jul. 27, 2017
When it comes to identifying the worst government agency, it's hard to pick just one. It's equally h... Read More
CFPB Prepaid Card Rule Again Targets a Product Popular With the Masses Apr. 20, 2017
Whenever innovation produces a new technology or product that benefits the masses, government bureau... Read More
The Nanny State and Payday Loans Jun. 08, 2016
President Reagan famously observed that, "the nine most dangerous words in the English language are ... Read More
Hurting the Poor Is No Way to Help Them Oct. 22, 2015
Combating bad ideas would be much easier if they were all backed by ill intent. More often than not,... Read More
Consumer Finance Needs Better Morals Dec. 05, 2013
Drawing moral lines in our rough-and-tumble capitalist system can be hard. But it should not tax too... Read More
Obama Goes All in With Recess Appointments Jan. 05, 2012
Finally. That's all that needs to be said about President Barack Obama's decision this week to stop ... Read More
