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How to Help Someone You Love Build a Good Credit Score May. 24, 2022
Dear Mary: I've heard that adding someone to your credit card will help that person establish a cred... Read More
Like It or Not, You Need a Good Credit Score May. 18, 2022
In my perfect world, there would be no credit scores. And while I do not believe that credit is nece... Read More
Credit is a Privilege, Not a Human Right Mar. 31, 2022
Dear Mary: I've just discovered that my parents are being discriminated against because they don't h... Read More
Opting for the Minimum Payment Changed My Life Feb. 14, 2022
At the time, it seemed like a good idea. But going for the minimum payment option "just this one tim... Read More
Will Congress Take Away Your Credit Card? Dec. 07, 2021
How would you feel about Congress snatching away your credit card or preventing you from participati... Read More
6 Ways to Give Yourself a Tax-Free Raise Sep. 14, 2021
These days, with the cost of just about everything going up, who isn't looking for ways to increase ... Read More
Is It Time to Declutter Your Finances? Jul. 21, 2021
Dear Carrie: I am trying to simplify my finances and have way too many accounts (savings, checking, ... Read More
Medicare and Health Savings Accounts; Closing Credit-Card Accounts Jul. 15, 2021
Dear Mary: I'm a few months from my Medicare birthday, when I'll turn 65. I have had a high-deductib... Read More
Readers' Responses Are Nothing If Not Unpredictable! Jul. 08, 2021
For anyone wishing to study human nature, my mailbox would make an interesting research center. I ge... Read More
Haggling for Dollars May. 25, 2021
By a show of hands, let me see how many of you have a credit card in your name. Uh-huh, I see those ... Read More
Simple Strategies to Improve Your Credit Score Apr. 13, 2021
A credit score is a three-digit number between 300 and 850 generated by a mathematical algorithm (a ... Read More
4 Good Reasons to Kick the Credit Card Habit Apr. 05, 2021
There are many reasons not to carry credit card debt. The most obvious is that it's really expensive... Read More
Broke? Can't Save? Oh, Yes You CAN! Mar. 31, 2021
How's your health? Not your physical fitness, but your financial well-being. For most of us, how muc... Read More
Who Needs Balance? Mar. 23, 2021
Dear Mary: What does it mean to "balance" my bank account? How do I do that? Why should I? I really ... Read More
What Is a Grace Period, and How Does It Work? Mar. 17, 2021
Dear Mary: Is there a law that says how long the grace period must be? (And if you don't mind, exact... Read More
A Credit Card Should Build Credit, Not Create Debt Feb. 23, 2021
Dear Mary: My 30-year-old son-in-law needs to get a credit card approved so he can buy tires for his... Read More
Credit Card Debt and How to Get Rid of It Forever Feb. 01, 2021
Dear Mary: You recently said using home equity to consolidate credit card debt is a bad idea. What's... Read More
Don't Let Mistakes Set You Back Jan. 19, 2021
I love to watch home remodeling television shows. They give me confidence that I really could remode... Read More
Hold Off on Those Daydreams Nov. 04, 2020
DR. WALLACE: Please help me. I started having sex when I was 17, and I got pregnant, so I got marrie... Read More
Credit Protection for the Elderly Is a Must Oct. 21, 2020
Dear Mary: My father has been the victim of elder abuse. His sister, who was his caregiver, has char... Read More
