DEAR MARY: Some time ago you gave your readers a cleaning formula you received from a professional housekeeper. The formula sounded way too simple to be effective. But I work really hard to keep our tub and shower spotless, so I gave it a shot. Wow! The results were amazing. The tile has no soap film and the glass became really clear. You really gave us a winner in that do-it-yourself cleaning solution. (See "How to Make Ugly Soap Scum, Mildew and Water Marks Disappear Like Magic" for the formula and simple instructions.)

Your columns are so very practical and easy to follow. One tip that I have been using for a few years is to stash away any $5 bill that comes my way. By the end of the year I have a great Christmas fund. I have dipped into it during the year for emergencies but I always replace what I take out. I have become my own personal Christmas club. Thanks for being such a friend to all your readers. — Barbara

DEAR BARBARA: I knew you'd love that tub and shower cleaner. I've never heard anyone who didn't! Good for you on your personal Christmas club. Saving is its own reward for the personal joy and satisfaction it brings. I'm proud that you've made this a personal habit.

DEAR MARY: I read your column in the Twin Cities Pioneer Press about cleaning windows. As dirty windows are my pet peeve, I would like to tell you my experience with stubborn water spots. After spending $30,000 on windows for my home a few years ago, these fine water spots kept developing on a few particular windows, which turned out to be a residual effect from the sprinklers in my flower gardens. I tried every single window cleaner on the market; I employed every old wives' tale without success. The stubborn spots remained. In desperation, I called the window manufacturer, Pella, and explained my predicament to them. They told me to buy Bar Keepers Friend Liquid Soft Cleaner from my local hardware store or online. It worked like a charm. I applied a small amount and scrubbed in a circular motion, then wiped it off with a damp paper towel. Since then I maintain my windows with regular window cleaner. I couldn't be happier and enjoy your column very much. — Mary Pat

DEAR MARY PAT: Thanks for telling your story. I get plenty of mail from readers dealing with stubborn water marks on shower doors — so stubborn it seems nothing will remove them. Hopefully, someone else with this problem will be willing to test Bar Keepers Friend Liquid Soft Cleaner on the spots and report back. I'm hopeful it will be equal to what you experienced with your windows. Thanks for the tip!

DEAR, MARY: Is the all-purpose bathroom cleaner you wrote about recently (50-50 rubbing alcohol and plain white vinegar) safe to use on cultured marble? I love this recipe and hope to use it. Thank you. — Katherine

DEAR KATHERINE: Yes, as long as it is truly cultured marble. The resin used in the process of manufacturing cultured marble makes it very strong and stain-resistant. Some cultured marble manufacturers suggest using car wax or a special countertop wax like Jubilee Kitchen Wax to shine cultured marble. Again, always apply the wax to a small, hidden area first to make sure it won't damage or discolor the cultured marble. Take an abundance of caution.

Once you know you are in the clear, apply the wax to the sink or countertop according to the label directions. Most bottles will recommend letting the wax dry for 15 to 20 minutes. Once dry, use a clean, damp cloth to remove it. Follow that with a dry cloth to remove any remaining wax. Caution: If you are using wax in the shower or tub be sure to test for slipperiness before getting in again.

Mary invites questions, comments and tips at mary@everydaycheapskate.com, or c/o Everyday Cheapskate, 12340 Seal Beach Blvd., Suite B-416, Seal Beach, CA 90740. This column will answer questions of general interest, but letters cannot be answered individually. Mary Hunt is the founder of www.DebtProofLiving.com, a personal finance member website and the author of "Debt-Proof Living," released in 2014. To find out more about Mary and read her past columns, please visit the Creators Syndicate Web page at www.creators.com.

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